An ordinary consumer signing up for a new app or subscription, facing long terms of service and privacy policies, needs to judge which clauses cover data consent, auto-renewal or rights waivers before agreeing.
Clicking agree and skipping on instinct, occasionally pasting clauses into a general chat assistant, or paying a lawyer, which is too costly for individual users.
Terms text is long and opaque, so users usually just click agree and only later discover data sharing or auto-renewal; the cost of not reading shows up at billing or privacy exposure.